What to Do After a Car Accident

Driver Making Phone Call After Accident

 

No matter if it’s a major car accident or just a fender bender, car accidents can be traumatic and can make you second guess everything that you’re doing as you’re not sure what to do next. However, if you know what to do after a car crash, you can help make sense of things sooner. The team at CDJR of Albertville is here to help you find out how to file a car insurance claim, as well as some important information about the car accident insurance claim so that you don’t have to worry. Have any questions? Contact us today, or let our service center near Boaz get your vehicle back on the road in no time.

What to Do After a Car Accident Checklist

Minor Accidents

A minor accident includes a fender-bender at an intersection or someone backing into your car in the parking lot. This is what to do after a minor car accident in Guntersville:

  1. First and foremost, check to see if anyone involved needs medical attention. If this is the case, call an ambulance immediately.
  2. If you’re in stable condition, pull your vehicle over to a safe spot. Don’t get too far from the scene of the accident, but don’t block traffic either.
  3. Call the police. Even if the other driver thinks you don’t need it, it’s best to have an official report of the accident.
  4. Exchange contact information. Get the phone numbers, email addresses, and insurance information of everyone involved. You’ll also want a photo of everyone’s driver’s licenses, license plate numbers, and insurance cards. If there were any witnesses, have them give their information too.
  5. Document your vehicle’s damage. Get photos of the damage on all cars involved. You should also get a photo of the accident scene if you can.
  6. Call your insurance provider. The sooner you tell them the details of what happened, the sooner you can start the claims process.

Major Accidents

If there are serious injuries or fatalities as a result of the accident, your steps are a little different. This is what you’ll want to do:

  1. Call 911 right away. If there are serious injuries, you’ll want to contact 911 immediately. The police should come along with an ambulance to assess the scene and damage. If you can’t document the information on your own because of the need for medical attention, the police will do this for you.
  2. Contact your insurance provider. Even if someone has already filed the claim on your behalf, you’ll want to follow up with your insurance provider. You’ll need to give them more information about the accident to ensure everyone gets the proper compensation.
  3. Follow up with your physician. If you’re still feeling any pain after the accident and after your treatment, you’ll want to visit your regular physician for additional help.

How to File a Car Accident Insurance Claim

Filing an insurance claim in Gadsden should be a straightforward process. While the process may differ based on your provider and coverage, learning how to file a car insurance claim is mostly the same. You’ll want to provide all the following when filing a car accident insurance claim:

  • Your insurance policy number
  • Detailed description of how the accident occurred
  • Date, time, and location of the accident
  • All the collected contact and insurance information from other involved parties
  • Name of the police department involved, as well as the police report number (if applicable)

The Service Center at CDJR of Albertville is Here To Help

Get back on the road in no time with the team at CDJR of Albertville. Our service center is ready to fix you up and get you back to a sense of normal sooner rather than later. We’ll work with your insurance company, or take care of your minor maintenance needs by scheduling a service appointment today from the comfort of your own home.

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